Real estate + mortgage under one roof

Everything you need to move forward with confidence.

From finding the right home to locking the right loan, I bring the full picture together — so you can make decisions without second-guessing.

01

Real Estate Buying & Selling

Personalized property search, market analysis, offer strategy, and negotiation support for buyers and sellers.

  • Buyer representation from search to closing
  • Seller pricing strategy and staging guidance
  • Comparative market analysis (CMA)
  • Offer negotiation and contract management
  • Coordination with inspectors, attorneys, and lenders
02

Mortgage Pre-Approval

Get pre-qualified quickly with a clear picture of your budget, rates, and loan programs you may qualify for.

  • Fast pre-qualification based on income and credit
  • Clear breakdown of your maximum purchase price
  • Review of FHA, VA, USDA, and conventional options
  • Pre-approval letter for your offers
  • Guidance on what not to do before closing
03

Home Loan Guidance

Compare conventional, FHA, VA, and other loan options with unbiased guidance tailored to your goals.

  • Loan program comparison and qualification
  • Rate and fee transparency across lenders
  • First-time buyer program guidance
  • Down payment and closing cost planning
  • Long-term payment strategy advice
04

Refinance Consulting

Evaluate when refinancing makes sense for lowering payments, consolidating debt, or accessing equity.

  • Rate-and-term refinance analysis
  • Cash-out refinance for home improvements or debt
  • Break-even timeline calculation
  • Credit and appraisal preparation
  • Closing coordination and rate lock strategy
05

Reference & Vendor Support

Trusted referrals for inspectors, attorneys, contractors, insurance agents, and other closing partners.

  • Vetted inspectors, contractors, and attorneys
  • Insurance agent introductions
  • Moving and relocation resources
  • Title and escrow coordination
  • Post-closing maintenance referrals
06

Real Estate Consultation

One-on-one sessions to discuss your situation, answer questions, and build a clear action plan.

  • Free 15-minute introductory call
  • Personalized buying or selling roadmap
  • Market timing and neighborhood advice
  • Mortgage readiness assessment
  • Ongoing support as your situation changes

Not sure which service fits your situation?

Let's talk through your goals. I'll point you in the right direction — no obligation, no jargon.

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